PRESS RELEASE
For Immediate Release
Federal National Funding Capital Group Launches AI-Driven Business Lending Platform, Expanding Access to Small Business and Large-Scale Commercial Capital Nationwide
New York, NY — February 1, 2026 — Federal National Funding Capital Group, a nationwide leader in business and commercial real estate lending solutions, today announced the launch of its new AI-powered Business Loan Acceleration Platform, a next-generation underwriting and funding system designed to dramatically speed approvals, enhance transparency, and expand access to capital for U.S. businesses—from small enterprises to institutional-scale commercial borrowers.
The new platform leverages advanced AI decision automation, predictive cash-flow modeling, and secure bank-statement analytics to deliver same-day decisions, soft-credit reviews, and highly tailored financing structures across a broad spectrum of lending programs. These include Business Term Loans, Revolving Lines of Credit, Bank-Statement Loan Programs, MCA Debt Consolidation, Fix-and-Flip Loans, Rental (DSCR) Loans, Bridge Financing, and Commercial Real Estate loans ranging from $5 million to $200 million, depending on asset type, sponsorship, and transaction structure.
AI Innovation Meets Ethical, Transparent Lending
“Businesses today face two very different—but equally challenging—capital constraints: smaller operators are locked out by rigid underwriting, while commercial borrowers encounter slow, fragmented execution at scale,” said the company’s Founder & CEO. “Our AI-driven platform is designed to solve both. It evaluates real-world cash flow, asset performance, and transaction fundamentals—allowing us to deliver fast, transparent capital solutions without unnecessary friction.”
With outdated underwriting methods accounting for a significant percentage of declined loan requests nationwide, Federal National Funding’s platform bridges the gap between traditional banking and private credit—supporting both operating businesses and complex commercial real estate transactions.
Expanded Commercial Lending Programs: $5MM–$200MM
As part of this launch, Federal National Funding Capital Group formally expanded its large-balance commercial lending platform, providing financing solutions for virtually all commercial property types, including:
Multifamily & Apartment Buildings
Hotels & Hospitality Assets
Industrial, Warehouse & Distribution Facilities
Self-Storage Properties
Mixed-Use Developments
Office Buildings
Retail & Special-Use Properties
The platform supports acquisition, refinance, bridge, construction take-out, recapitalization, and value-add transactions, with flexible structures tailored to asset performance, sponsorship strength, and exit strategy.
Serving High-Demand Industries Nationwide
Federal National Funding continues to see strong national demand from industries such as:
Construction & General Contracting
Transportation & Logistics
Retail & E-Commerce
Healthcare Providers
Restaurants & Hospitality
Real Estate Investors & Developers
Professional Services (Accountants, CPAs, Attorneys)
Through AI-backed analysis and streamlined documentation workflows, the platform significantly reduces approval timelines—unlocking 24–48 hour funding for qualified business borrowers and accelerated execution for commercial real estate transactions.
A Breakthrough in MCA Debt Consolidation
As part of its expanded suite, the company also unveiled its upgraded MCA Consolidation Pro™ Program, designed to help businesses reduce cash-flow strain and eliminate high-cost daily or weekly merchant cash advance payments.
Program features include:
Lower blended repayment structures
Extended and predictable terms
Use of real estate or second-position collateral when appropriate
Cash-flow optimization for long-term financial stability
With MCA stacking on the rise nationwide, the firm’s AI system identifies consolidation eligibility in minutes—providing rapid relief for over-leveraged businesses.
Nationwide Expansion & Strategic Capital Partnerships
Federal National Funding Capital Group is actively scaling its national footprint through strategic partnerships with banks, private credit funds, institutional lenders, family offices, and commercial real estate capital providers. The firm continues to be recognized for:
Fast, data-driven approvals
Nationwide lending coverage
Transparent, compliant structures
Bank-statement underwriting programs
Specialized MCA consolidation expertise
Commercial and business funding from $250,000 to $200,000,000
Programs available for 575+ FICO profiles
Soft-credit review options
Authority-Driven Resources Now Available
The company has also launched an expanded online resource hub offering guidance on business lending, commercial finance, and capital strategy. Topics include:
SBA 7(a) & Microloan Program Insights
Fix-and-Flip Loan Structuring
Bank-Statement Qualification Methods
Commercial Mortgage Refinance Preparation
Business & Investment Credit Optimization
Resources are available at:
www.federalnationalfunding.com
Apply for Funding
Businesses and commercial sponsors can receive a personalized funding review through the firm’s streamlined intake process:
�� https://www.federalnationalfunding.com/National-Business-Bank-Statement-Loan-Program.5.htm
About Federal National Funding Capital Group
Federal National Funding Capital Group is a U.S.-based commercial finance advisory and lending platform providing capital solutions for small businesses, middle-market companies, and commercial real estate investors nationwide. The firm specializes in Business Term Loans, Revolving Lines of Credit, SBA Loans, Fix-and-Flip Financing, Rental (DSCR) Loans, Bridge Loans, Large-Scale Commercial Real Estate Financing, Equipment Financing, Invoice Factoring, and MCA debt consolidation.
Driven by a commitment to ethical lending, transparency, and advanced AI underwriting, Federal National Funding Capital Group delivers efficient, scalable capital solutions designed to support long-term growth and stability.
Media Contact
Federal National Funding Capital Group
info@federalnationalfunding.com
1-800-774-3056