Federal National Funding Capital Group is a U.S.-based financial services company that provides business loans and real estate lending solutions for small, mid-sized, and rapidly growing companies. The firm specializes in Business Term Loans, Revolving Lines of Credit, Fix-and-Flip Loans, Bridge Loans, Rental DSCR Loans, Commercial Real Estate Funding, Equipment Financing, Invoice Factoring, and MCA debt consolidation loan programs.

The company is known for its transparent underwriting, flexible bank-statement qualification programs, and personalized advisory approach tailored to contractors, retail businesses, transportation companies, medical professionals, restaurants, real estate investors, and entrepreneurs seeking reliable growth capital.

Federal National Funding Capital Group emphasizes clear disclosures, borrower education, and responsible lending practices, offering both traditional and non-traditional financing solutions to accommodate diverse credit profiles and revenue models.

 

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    ✔ Soft Credit Pull • ✔ No Obligation • ✔ Nationwide Programs Available

 

Why Choose Us?

✔ Same-Day Approvals & Rapid Funding

Get fast decisions with streamlined underwriting and bank-statement qualification options. Ideal for businesses that need capital quickly without sacrificing transparency.

✔ Funding From $10,000 to $25,000,000+

Whether you’re a startup, established company, or real estate investor — we provide flexible loan solutions for all growth stages.

✔ Bank-Statement Qualification for All Credit Types

We offer no-tax-return programs, soft-pull options, and revenue-based underwriting — making approval easier for small businesses and investors.

✔ Specialists in MCA Consolidation Up to $10 Million+

Reduce your payments, extend your terms, and stabilize your business with our national MCA buyout & consolidation programs.

✔ Nationwide Real Estate & Business Lending

From fix-and-flip to rental DSCR to bridge loans — our real estate financing covers all 50 states with competitive rates and fast closings.

✔ Transparent Terms & No Hidden Fees

We prioritize responsible lending, providing clear disclosures, honest underwriting, and loan structures designed to protect your business.

✔ Higher Approval Rates Than Traditional Banks

We work with a national lender network to secure offers even when banks say no — with programs built for contractors, retailers, transportation companies, restaurants, e-commerce, and more.

✔ Dedicated Loan Advisor for Every Client

You’re never just a number. Every borrower receives a direct loan advisor who guides you through underwriting, terms, and funding.

✔ 30+ Loan Programs Tailored to Your Industry

From business term loans to commercial real estate to equipment financing — we tailor every loan to your business model and growth goals.

✔ Trusted by Entrepreneurs & Real Estate Investors Nationwide

With years of experience and transparent lending practices, Federal National Funding Capital Group is the preferred lender for business owners seeking reliable, long-term capital solutions.

 

⭐ Now Announcing: Our National MCA Loan Consolidation Program

                       

                                  Reduce High-Cost MCA Payments by Up to 50–80%*

Federal National Funding Capital Group now offers a nationwide MCA Loan Consolidation Program designed to help business owners eliminate stacked Merchant Cash Advances, reduce daily withdrawals, and restore cash-flow stability.

With same-day prequalification, programs available for 575+ FICO, and funding up to $10,000,000+, our consolidation solutions restructure high-cost MCA obligations into simplified, transparent repayment structures designed for long-term business sustainability.

MCA Debt Is the #1 Cause of Business Cash Flow Failure

Merchant Cash Advances (MCAs) are often marketed as fast, flexible capital. However, when multiple advances stack daily or weekly withdrawals, they can quickly drain operating cash and place otherwise viable businesses under severe financial strain.

Many business owners don’t fully understand the true cost of MCA debt until revenue is already under pressure.

Our MCA consolidation solutions are designed to combine high-cost advances into a single, manageable payment, helping business owners stabilize operations and regain control of their cash flow.

 

Learn how our MCA Consolidation Program can help reduce daily payments and restore cash flow

 

Business Loan Products:

  • Business Term Loans

  • Working Capital Loans

  • Revolving Lines of Credit

  • Bank Statement Business Loans

  • Micro Business Loans

  • MCA Debt Consolidation Loans

  • Equipment Financing

  • Commercial Real Estate Loans

  • Non-traditional Business Loans

  • SBA Loan Programs

Real Estate Loan Products:

  • Fix-and-Flip Loans

  • Bridge Loans

  • Rental Property DSCR Loans

  • Hard Money Loans

  • Construction & Rehab Loans

  • Investment Property Loans

  • 2nd Position Business and Real Estate Loans

 

Industries Served

  • Construction & Contractors

  • Retail Stores

  • Restaurants / Hospitality

  • Transportation & Logistics

  • Professional Services

  • Healthcare Providers

  • Auto Repair Shops

  • Real Estate Investors

  • E-commerce

  • Hair & Beauty

  • Home Services

  • Senior Care / Medical Facilities

  • Manufacturing & Distribution

 

ADVISORY SERVICES 

  • Medicare Supplements and (HMO) Advantage Plans - Hospital, Doctors, Prescriptions, Dental
  • Eldercare Advisory and Dementia Care - Nursing Home/Assisted Living Financial Planning
  • Medicaid Long-Term Care- Nursing home/ Home-based Care Financial Planning
  • Insurance- Life, Health, Auto, Home and Business
  • Veterans' Senior Benefits- Veteran Entitlements, VA Programs and Spousal/Widow Benefits